Caz Mooney started cutting back after the family got into debt following a holiday.
'Side hustles' are a convenient way to bring in extra income from other avenues.
That's the advice from midlands budgeting influencer, Caz Mooney.
The Offaly woman has released Caz Mooney's Budgeting Planner where she gives advice on money coming in to your account, as well as coming out.
She began cutting back in 2019, after a high credit card bill following a family holiday to America.
Will Faulkner has been speaking with Ms. Mooney on Midlands Today about how she got into budgeting: